Hereunder we insure all your movable and immovable assets in your home or your business.

Personal risk: This is everything at your home, all your house contents, and vehicles, sporting equipment, jewellery, photographic equipment, computers or anything of value that you take out of your house as well. We also insure your house itself. You are also covered for unforeseen events that can render you legally liable for somebody else’s misfortune.

Commercial: This is everything in your business like the contents in your office, vehicles, equipment, your building, your stock, machinery or any visible thing used in your business.

Then you are also covered for any unforeseen catastrophe that can render you legally liable for the misfortune of the business or other people.

The intent of short-term insurance is to indemnify you against unforeseen events and to put you back into the same position than before the occurrence, it is not however designed to enrich you.

Inadequate insurance can leave you with a loss and in financial trouble from which it can be very hard to recover.

At Impact we strive to be your partner representing you at the Insurance companies to get you the best premium as well as to make sure that you do not have any problems with a claim when the day arrives when you need your insurance to help you.

We offer the following services:

  • We will help you to identify risks to which you are exposed by doing a full needs analyses on your business or your personal assets.
  • We advise you on what you need to insure and what is not worth your while or maybe too expensive in context of replacement value etc.
  • We will obtain comparative quotes at more than one company and we will source the best deal for you.
  • We can source special insurance for special needs and in some instances even design cover for special needs.
  • We also do Marine, Fidelity guarantee, Professional indemnity, Directors and officer’s liability and Construction guarantees.

We are a relationship focused company and we strive to build long lasting relationships with our clients, this means we will contact you on a regular basis to amend values, change details or make any required changes that you may need.

We have dedicated personnel which will assist you in emergencies or claims so that your experience of dealing with us will be a pleasant one.

We look forward to see you soon!