Affordable premiums. Personal service.
Assistance every step of the way — tailored cover for your assets that fits your pocket.
• Tired of massive call centres and impersonal service?
• Struggling with claims that are repudiated without explanation?
Getting Started
Request an obligation-free quote
We work together to create a short-term package that covers all your assets and fits your pocket
You get peace of mind — you will know exactly what is covered and what you pay for
What We Cover
Personal Cover
Tailored coverage for your personal lifestyle — from your home and vehicle to your electronics and portable possessions.
Full protection for your home — fire, theft, storms, and more. Peace of mind with contents and building insurance.
Comprehensive coverage for all vehicles including luxury cars, motorbikes, and quad bikes. Choose comprehensive, third-party, or third-party fire and theft options.
Protect jewellery, laptops, tablets, and sports equipment with all-risk coverage — at home or on the go.
Coverage for yachts, jet-skis, and other watercraft including repair and third-party liability.
Commercial Cover
Tailored solutions for every business — from small startups to large corporates, across agriculture, hospitality, marine, and construction.
Protect cargo in transit — perishables, machinery, minerals. Coverage for hulls, containers, and cargo including imports and exports.
Directors & Officers (D&O) Liability, Professional Indemnity, Medical Malpractice, and Products Liability — shield your business from negligence claims.
Protect your business from ransomware, data breaches, and cyber extortion. Essential in today's digital landscape.
Coverage for contractors and heavy machinery — from construction to completion including Yellow Goods insurance.
Farming isn't just a job — it's a way of life. With changing weather, rising input costs, and tighter margins, managing risk has never been more important. Our Agri AddOn Solutions help protect your crops, equipment, and income, while supporting smarter farming decisions.
Backed by Agriseker and Landbank, our cover is built for real farming conditions.
Nut trees and fruit orchards take years to establish. We help protect that investment when things go wrong.
Different crops face different risks — we make sure you're covered year‑round.
Your equipment keeps the farm running. When it stops, everything stops.
We support technology that helps you farm smarter, reduce waste, and increase efficiency.
Personal Insurance
A South African family experienced a devastating fire that damaged their property. Our building and contents insurance provided the necessary coverage, enabling them to rebuild and recover quickly.
Commercial Insurance
A local restaurant suffered a fire that severely damaged its equipment. Thanks to our business interruption cover, the owner recovered lost income during repairs and was back in business within weeks.
Specialised Insurance
A Western Cape farm faced severe machinery breakdown and stock deterioration. Our tailored Agri insurance covered these risks, ensuring the farm could resume operations promptly.
• FSCA-Approved: Fully compliant with the Financial Sector Conduct Authority
• POPIA Compliant: Your personal information is protected in line with the Protection of Personal Information Act
• Treating Customers Fairly (TCF): Transparent, fair, and timely service — every time
Common Questions
What does short-term insurance cover?
Short-term insurance covers assets like your vehicle, home contents, and buildings against risks such as theft, fire, flooding, and accidents. We tailor cover to your specific situation.
How quickly can I get a quote?
We can provide a personalised quote within 24 hours. Contact us via WhatsApp and we'll get started immediately.
Can I insure my business assets too?
Yes — we offer comprehensive commercial insurance covering business interruption, liability, fleet vehicles, and commercial property.
Chat with one of our expert brokers via WhatsApp for a personalised quote — no obligation, no call centres.
Get in Touch